??????30??6.89% ????????

??2??????????????6?????????????????? (???????????????? ?)???(Freddie Mac)??????6??,??30???????6.89%,??

?,??????30?6.89%,??6.95%,???????6.64%?

?????????10????10???????4.79%,??,6??4.43%?

??????????????9??????????,??30????9??????6.08%,?????????????

?????????????????????,???“???????????????????”,??,??,???“??????”?????????????,30?????2025????????????6%???

????????????,2024????????406??,?2023???????0.7%,?????1995???

??????????????1???29???,??????????,?????4.25%???4.50%???????????????????,?????“????”????????(???????????) ????????????:????????