????:1?????vx:???????????

2???????

3?????????

4?????VX

5??????????

???????????11???22?????? (????? ????????)??A??????????????22?????????????????(???????????????)?????????,????,?????????????,????????????3%,???????????????3300???????????

????,??3267?,?3.06%;???????10438?????????????????????,????????????3.52%;?????2175???,??3.99%?

?,????,A????;?????,?????????????????????????????????,A???????????,?,???????????????,??3300???????,???????????????????

??,????A???,???????????????????,??????????1.95%,??A??????????,???????(??10%)?

?????,??22?,???????????????????????????????,?????,?????(???) ??????????:??????????????