????:1?????app??:?????????

2???????

3?????????

4???????????

5????????

?12??4????? (?????????? ???????????)???????????????????,??«?????????????????????»?????«??“??????????????”?????»?

??,??????;?????????“??”,??????????????????????,???????,???

????????????????????,?????????????????????????????????????????????,???????????“????????????,????????,???????????????????????,??,?????,??”

??,????????????????????????,?????????????7????????????,?????????????????0???????????????????1.5%??????????????????????????????????????????(????0.35%)??????????????,???????,?????????????

???????????????????????,?????????????????????????????????,?????????????????2024??10???????????????????,?????????31.2??????????,??,????????????????????????????15?????????????5???????????????????;2024?????????????????????7.31????????????????????,2024???8.2?????????

????????,????????????????????,???10%?????????,????????????????,?????????????10%,?1.5%???,??

?????,?????30??,????????????????,???(???????) ????????????????????:???