????:1?????????????:????????2023

2???????????

3????95

4????????92???

5?????200??500????

????????????????2?????6??????????????? (?????????? ???????????????)????????????6?????25?????????????,????4.5%,???

????????,???,?????????

????,????????7???????2??????????????????????25???????????????4.5%????,??????????????4.25%?

??11??,??3.7%???,????????2.8%??????????,?2027???????????????????????????????,?????????2%?????????

??????????????,??????????12????????????2.5%,?????2%????????????????,??,??(????????) ?????????:??????