????:1?95????????:??????

2???????????

3??????????????

4??????

5???????

??2??13?????? (????????? ???)???????13?,????5.75%?,?????5.25%????????????????6.25%???????????

????????2024??????8???????,????????????????????29????????????????????????????,???????28??25?????????5.50%???????????«??????????»?????????????????????,??,????????,???

??????????,????13???????,?????????????????,??????????????

??,??12?????????????,2025????3.4%????????3.5%,???2026??????????3.7%????????????,2025?2026???????????????

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???????????????????,?????,??????????????????,????????,??????????????????(????????????) ???????:???????????????????????????