?? ????????“????”,??????
????:1????????:??????
2????????
3????????????
4???spa
5???????
????????????/?
2025??????????????,?????????4.25%??4.5%???????????????????,?????????????????2024??????????9??
??????,????,?????????????,?????????,???
?????????????,?????????,?????????????????“????”?????,???“????????????2%????????????????????”???????,???????,????“???”?????
??????????????????????,???????????,????2%??“???”??,???????????????????
??????,????,????????,?????????????2%?????????????????,???“????????,????”?
?????,???????“?????????,???????????”
?????,?????????????,?????????????,????????????????
??????????????,??
????,????????????????????????????,?????????????,????,???????,?????????????????????????????,????????????????,????????????6???????????????12???????????25?????,?2026??????,??????????3.5%??????????3.75%?
?????????,??,2025??????????????????CPI?????3%;?,?????????2025??????????????1???????????????2??????????????????????,?????1??????,?3????????????
“????,????????????????????????‘?’,???????????”????????????????????,?????????????????,???????????“??????????????”,??????????????,??????
????????????????,???,??????????????,?????,??????????????3????,3?????????,???????????????? ????:?????????