????????????/?

2025??????????????,?????????4.25%??4.5%???????????????????,?????????????????2024??????????9??

??????,????,?????????????,?????????,???

?????????????,?????????,?????????????????“????”?????,???“????????????2%????????????????????”???????,???????,????“???”?????

??????????????????????,???????????,????2%??“???”??,???????????????????

??????,????,????????,?????????????2%?????????????????,???“????????,????”?

?????,???????“?????????,???????????”

?????,?????????????,?????????????,????????????????

??????????????,??

????,????????????????????????????,?????????????,????,???????,?????????????????????????????,????????????????,????????????6???????????????12???????????25?????,?2026??????,??????????3.5%??????????3.75%?

?????????,??,2025??????????????????CPI?????3%;?,?????????2025??????????????1???????????????2??????????????????????,?????1??????,?3????????????

“????,????????????????????????‘?’,???????????”????????????????????,?????????????????,???????????“??????????????”,??????????????,??????

????????????????,???,??????????????,?????,??????????????3????,3?????????,???????????????? ????:????????? “???????”_????

?? ????????“????”,??????

????:1????????:??????

2????????

3????????????

4???spa

5???????

????????????/?

2025??????????????,?????????4.25%??4.5%???????????????????,?????????????????2024??????????9??

??????,????,?????????????,?????????,???

?????????????,?????????,?????????????????“????”?????,???“????????????2%????????????????????”???????,???????,????“???”?????

??????????????????????,???????????,????2%??“???”??,???????????????????

??????,????,????????,?????????????2%?????????????????,???“????????,????”?

?????,???????“?????????,???????????”

?????,?????????????,?????????????,????????????????

??????????????,??

????,????????????????????????????,?????????????,????,???????,?????????????????????????????,????????????????,????????????6???????????????12???????????25?????,?2026??????,??????????3.5%??????????3.75%?

?????????,??,2025??????????????????CPI?????3%;?,?????????2025??????????????1???????????????2??????????????????????,?????1??????,?3????????????

“????,????????????????????????‘?’,???????????”????????????????????,?????????????????,???????????“??????????????”,??????????????,??????

????????????????,???,??????????????,?????,??????????????3????,3?????????,???????????????? ????:?????????