????:1???????95?:???????????

2???????QQ???

3??????????????

4?????????

5?????qq

?????????11???????????????????????22???????????? ???????22????,?????????????????????????????????,??0.1%?????????10???0.2%?

???0.2%,??????????????0.3%?????,???????????????????????????,????,?,???????????,???????????????????????

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?,??????????,???????????????,???

????????,2024??????????????0.2%,??2023??0.3%????????,??????????????,???????????????2025????1.1%?????????,??????????0.4%?(????) ?????:?????