??,???“????????????”,???

??

??2????????????14??? (?? ?? ?)“2???????????????????????,3??????????????????4.3%,???‘???????????????’???????”??????????

??????????,????????????????????????????????,????4%????3%?????????????,????????????????200BP?????????????,?,????,??????????????

??????????4%

2????13??,????????????App?,????????????????????2025??3????“????”3?????6???1?????????????2.5%?2.7%?3.0%,??5000????,2025???????????????3????????????“??”??2??????9??????????????

????????????,1?????????22??2????7????????????,????1??????????????????“??”?????????????????????????????????????1????????????????3???????????????6?????????1??????????4.25%?4.15%?4.10%???4%?

?:????App? ?

?,???1??4%???????3%,????????????100????BP???????????????,2????13?,???,?,“??????????????”?????????,???????????,???????????,???????

“???”?????,2025??2????????????????8???????????????????,“????”????????????????????,???????????????3000(???)????2.1%,????????????3000(?)??2.5%?????,??????????????“??????????”??3000(?????)???????????,???????????????????????????4.3%??4.0%??????????????????????,???????????220????BP?150??????????BP,????????????“???????????”?

??????????????????2??????????13???????????????????,??,??,2?12???????????????????????,???????????8000(???????????)?????,3???6?????13?????????????2.5%?2.7%??????????????????????2.8%,??????????100?8000(???)???????????,3????????????????6????????????13??2.4%?2.6%???2.7%??1?,??????4%???????

??????:?????App

????????????????

????????????????,???????????????????,????????,?????????????????????,?????????????????;???????????,?,?,?;??,???????????

????????????????????,??????????,??,???????????????,??,???????????????

“???”?,??,??,?????????,??;?????,???,????????????????,?,??????????????????????

??????????????,????????????,??????,???,???????,?????,?????????????????????,????

??,?2025??(2025????1????????),?????????????,??,????,????????????????

???????????????,?????????????,???????????,??,???,??,??????????

??????????????,?????????????????????,?????????????????????,?????????????????????????????,????????????,??

?,??,??????????,???,????????????????????????,????????????????????,???????????????,?,?,????????,?,????,????????,?????????????????,?????

(????????,?????:weiwei@chinanews.com.cn)(???????????APP)

(?????????????????????,?????????,????,???????????????)

???,??,?????????????????????????????????

???:????????

?????????

???????,???“????????????”,????????

????????