????:1?????????:????????

2?????

3???????

4?????????

5??????????

? ????????????? ???? ????

? ?????? ??????????????

???????????,????????????????,??????????,???????????“??????????”???,???????????????????,?????????????,??????5????????????????,???

?????????

????????????“???????????????????????????????????????”?????????????,?,????????????????????????,????????,????????,????????,????????????????

“?????????????,????????????,????????,?????”??,???????“??????????”???????????????,??????????

2023?1??,?,????“????????”??????????,??,???????????????????????????,?????????????????????,??,?????????????,??????????????????????????

???

??,???????????“?????”?????????

???????,???????????,?????????????????????????,???,??????????????????“???????????????”????????????????????????????????????,?????????,?????????????4%,??????????1.5%???????????,???2.5%????????????????,?????

??????,??????????????????????,???????????????,?,????“?????????????,???????????????,?????????,??????????????”

??????,???“??????????”???,??,????????????????????

????????,????????????????????????“????”????????????:?????,?????????“???”????,???????,????????????????????????????,?,?????,???????,???,?????

??????

???????????,??????????????????????????,?????,????????????2023??7??????????9?????,????20??????????

??????????????????????????,???????2022?????????????9??2023??????7?“??????????”????????????,???????,????,????“??”???????,???????????

??????,??????????????,?????????????????????,???????“????????????”????????,??“?????”????????4%,????????????2.5%??????????“?????”?????????????,???????????,??????????,????????,????????,??,??,???????,??????

?????????,????????4%,????????????2.5%?????????“??”??,??????????????????????1.5%??????????????“???????”,?????“???”,??“????????????????”?????????????????0.3%????????????0.8%???????“????”????

2024?11??,????????,???????12????????,?????13??????????,????????????

????,??,??????????????????,??????????,?????????????????????????????????????????????????,???????????,?????,????????????????“?????????”“????”,??????????????????????????????????????????,?????????,???

?????????????:????????????????