????:1???????:???????????

2???????

3??????????????

4?????????

5???????

???11??22?? ????????????22??,?????????????????????????,????????0.1%?????10?????????0.2%?

????????????0.2%,????0.3%???????????????,???????????,??????,????????,?????????,???????????????????

??????????????,????????????,???????????????

?,?????,??????????????????????????????????,??????

????,2024????????0.2%,????2023????????0.3%????,???????????????????,??????????????????????2025???????1.1%????????,???0.4%?(???????????????) ??????????????????:???????????????????