??????????????4.36??

??2??????????6? (??)???6?????????????,??????????????,???4.36?????????,??????????5600?????,???“???”???

????????,???????,?????????,??????????,?????????????????,??????????,???????????????

????,??,???????????????????????3%???????????,??????????????????????????????????????????

???,??????????????,?????,??????????????????????????????????,??,??????????,?????????????1000????????????????19.4%?(?????????????) ??:?????