?????“????????”,?????

??

?????????/??????????????????????

2025??????????????,?????????4.25%???????????????????4.5%?????,??????????????????2024????9???????????????

?????????????,?,???,?,???????????

??,?????????????,???????????????“?????????”????????????????????,???“??????????????????2%?????”????,??????????????,?????“???????”??????????????

????????,????????????,?????????????2%???“??????????”???????????,?????

?????????,?????,??,????????????2%?????????????????,??????????????“??????????,??”?

????,??????????????????“???,?????”

???????????????,???????,???????,??????

????????????????????????,????????????

?????????,??????????,???????,???????,??????????????,????????????????????????????????????,????????????????????,?????6??????????????????12?25?????,?????????????????2026???????????,????3.5%???3.75%?

??????,??????????????,2025?CPI??????????????3%;????????,????????????????2025????1????????2????,?1?????,?3???

“???,??????????????????????‘??????????????’,???????????????”?????????????,?????????????,??????????????“??????”,?,?????

????????,????,??????,?????????,????????????3????????,3???????????,??????? ???????????:????????????????

?????????

??????????“????????”,??????????

????????