????:1?????v:?????????

2???????????

3???????????

4??????

5??????????

?????1???31????????????????? ?:?????(??????? SARB)?????30????????25?????7.5%,??????????????2024??????????9???

????????6?4:2??,??????????,??????????????

????????????????,?,??????????????????????????,???????;???????????????“?????,????”??????????,????????????????????????

??????????????,?????????,??2024??????12??????????,??????5%?3%,????????????,??????????15???????????????????????????,?????????????????????????????????,?????????????4.5%????????????,???????

??????????,?????????,??????,????????????(???)???????

?????????????,????????

???????????????????,?????????????????????40??0.38%;?????2.42%????????????10.575%?(????) ?????:???