????:1?????????2021:??????VX

2?????????

3?????????

4????????

5????????????

??2????????????21????????? (?? ????)??(National Association of Realtors)??21?????????,????1?????????????????????408????,????4.9%,??????2%,????????

????????,1????????39.69?,??????4.8%,????19????????????????,1??????118??,???????????3.5%,????16.8%????????,???????3.5??????????????,??5???????6?????????????

????,????2022?????????,????,???2024??406???,???1995???

????,????,???????,??,?????????????“??????????????”??

?????????????(Freddie Mac)20???,??30????????6.85%?????????????30??????6.87%,??6.9%?

?????,30????????????2025????6%?????(??) ????:??????????