?? ??????????????????3.7%
![](https://image.chezhanri.com/2019/0312/20190312161328617.jpg)
????:1?????????:????????
2?????????
3???????
4?????????
5???????
???????9???????11??????????????? (?? ?)?11?3.7%,??2.8%;?????????????
7???????????????19?????????????,?????????????3.81%;7??????????25?????,????????????????3.85%;8??16?????????????????,??“?”????????3.9%,2025??3.26%?
11??2024???,????,??????????,???????????(AI)????????????????,????????????;?8?,???????????????????
?,?,??AI??,???,?????,???,?????????????????
???????????????????,????????????“????????????????”,???????????????????60%?
?????????2025????????????????????,?????,AI?,??????;??,??????????????????????????????????????????????,???????(?) ??????????????????????:??????????????????????????