8??????????????30?????,?????????(?????:601658.SH,1658.HK)???2024???2024???,?????????????,??????????,???,?????????????,???????????,??,?????“5+1”??????,????????“???????”????,??????,?????????,???????????????????????,?????????

??,??????2024????????????6???????????,??????16??????,??????16.41??;??????1,767.89??????(?????????????,???),??488.15????????????????????,????1.83%???1.54%,?????;??1.91%,?????????;????????????????0.84%,?????????????0.74%,??????;?????????????325.61%,???????,??????????????«????????»(The Banker)??2024??????“??1000???”??????,?12???????????????????

????????“?????”?? ????

?????????????,???????????????,????????,?????????????????,??????

???,???????????6?????????????????,?????????????????16???,??????????????16.41??,??????4.37%;????8.66??,??6.26%,???????51.33%,?????????????1???????????????????????,??LPR?????????“????????”???,???????1,767.89???????????488.15???;??1.83%???????????????1.54%?

???“????????”???????????????????,??(RAROC)????,?????????,??,?????????????,???,?????????“???????”???,???????????0.93???;?????????,?,?????,??????????????????????????,?????,?????,???(AUM)??,?????????????,?????????????1.51%,?????6???????????????????,?1.91%,???

????????????,?????????????,??????????????????????;??????????????,????????“2024??”???????????????????????????6???,??0.84%,??????????????0.81%,?0.74%,??;??????????????????????????325.61%,???

??? ??????“???”????????????

“???????????????”????????????,?????????????????????,????????“???”??????????,??,???????

??????????“????????????”??,?????,??“??????”???????,??????????6??,??2.22??,??1.59????,?????

????????????????????,?????????,???(????)+????????????????????(?????????/??????????)+??(??????)????;??????,?????“??????????”????,????????????“??????”???????,?????????6?????????,?????????8???,???4,000??????????????,??40%??????,??????????????,???????????????????????,?????,???????????????,??????,??????????????6??,?????11.68%?

????,??,??????????,????;??“i-Super”???????????,????;??????????????,??????????76.86%,??????????????17??????;???????????,??14,000?,????????932?????????,??????,????????????;??1,600?,?????4,000??,????????????????????

??????????????,???????????“??????”??,??????????????????,?????;??????????????,????????,??5,552?;????????????????????????????????????35??????????????????????????6??,????6,930.99??????,???????????????8.66%,?????????

?????????????????,????,??,??????????????????“U??”????????,??????;?????????,????GBC????????,??????

??????????????“????”??????,????????,?????????,????????“????????”???????????????????????????????????????????,???????????????????????????????6?????????????,??????“????????”????“??????????????????”????????,????47.44%;??“????????????????????????????”????????????,???????????????1.2?,??????2,400????????,???0.5%??????;????????????????,AUM 16.23?,??9,967.75????;?????????????,“????”???2,400?????????????,????3.5?????,??????27.12%,????????????5?????????

???????? ????

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????,???????????????“?”??“??”???“????”,???????????????????????,??????;????,??,???????????????????;??????,????????,????,?????????????,??????????????????

????????????,???????,???????;??“??????”????,???“??????”???????7,520???????????????114%,??????????????6,540.97????????????????169.14%;??????“?????”,????????,?????????

???????,????35?????????????????,????????,?????????40%,?????????90%;??10????;??????,????“???”??????,????????????6?????????????,8,127???????9,360????????????“??”?????,??????“??????????????????”????????????????445???????????

?????????? ????????

??,??????????????,??“???”????,????,????,?????

?,????????????,????????,??,?????????5,200???,??“??”???,?????????5,638??????“??????”;??;?????????????????????“??????”???????????,???30????“?????????????+????”???,??

??????,?????????????,????????,????????VIP????5,500.37??,???????????6.84%;?562.45?,??????13.34%?????,?????,????,????,????????;?????????????????????,??????????,????1,000???????,??????;??????????“?????????????”????????????,????????????????????????????????“????????+????????????????”?????????????,??????????????????????6?,??????29,293.40????????????,??????????????????2.47%,??????????,“1+N”????????,??????????????,??????“SPREAD”??,?16.01????,??48.08%,??????????(FPA)5.16??,?????????????????0.48????,???10.26%?

??????,????,????????,????,????????,??,?????????,??????????????????????,?????????,????,???! ????????????:????? ??“????????????”????

?? ????2024?????? ???????“??”????? ????

????:1?????????????:?????95???

2???????

3???????100?????

4??????????

5??????

8??????????????30?????,?????????(?????:601658.SH,1658.HK)???2024???2024???,?????????????,??????????,???,?????????????,???????????,??,?????“5+1”??????,????????“???????”????,??????,?????????,???????????????????????,?????????

??,??????2024????????????6???????????,??????16??????,??????16.41??;??????1,767.89??????(?????????????,???),??488.15????????????????????,????1.83%???1.54%,?????;??1.91%,?????????;????????????????0.84%,?????????????0.74%,??????;?????????????325.61%,???????,??????????????«????????»(The Banker)??2024??????“??1000???”??????,?12???????????????????

????????“?????”?? ????

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???,???????????6?????????????????,?????????????????16???,??????????????16.41??,??????4.37%;????8.66??,??6.26%,???????51.33%,?????????????1???????????????????????,??LPR?????????“????????”???,???????1,767.89???????????488.15???;??1.83%???????????????1.54%?

???“????????”???????????????????,??(RAROC)????,?????????,??,?????????????,???,?????????“???????”???,???????????0.93???;?????????,?,?????,??????????????????????????,?????,?????,???(AUM)??,?????????????,?????????????1.51%,?????6???????????????????,?1.91%,???

????????????,?????????????,??????????????????????;??????????????,????????“2024??”???????????????????????????6???,??0.84%,??????????????0.81%,?0.74%,??;??????????????????????????325.61%,???

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??????????“????????????”??,?????,??“??????”???????,??????????6??,??2.22??,??1.59????,?????

????????????????????,?????????,???(????)+????????????????????(?????????/??????????)+??(??????)????;??????,?????“??????????”????,????????????“??????”???????,?????????6?????????,?????????8???,???4,000??????????????,??40%??????,??????????????,???????????????????????,?????,???????????????,??????,??????????????6??,?????11.68%?

????,??,??????????,????;??“i-Super”???????????,????;??????????????,??????????76.86%,??????????????17??????;???????????,??14,000?,????????932?????????,??????,????????????;??1,600?,?????4,000??,????????????????????

??????????????,???????????“??????”??,??????????????????,?????;??????????????,????????,??5,552?;????????????????????????????????????35??????????????????????????6??,????6,930.99??????,???????????????8.66%,?????????

?????????????????,????,??,??????????????????“U??”????????,??????;?????????,????GBC????????,??????

??????????????“????”??????,????????,?????????,????????“????????”???????????????????????????????????????????,???????????????????????????????6?????????????,??????“????????”????“??????????????????”????????,????47.44%;??“????????????????????????????”????????????,???????????????1.2?,??????2,400????????,???0.5%??????;????????????????,AUM 16.23?,??9,967.75????;?????????????,“????”???2,400?????????????,????3.5?????,??????27.12%,????????????5?????????

???????? ????

???????????????,????????????????,?????,??

????,???????????????“?”??“??”???“????”,???????????????????????,??????;????,??,???????????????????;??????,????????,????,?????????????,??????????????????

????????????,???????,???????;??“??????”????,???“??????”???????7,520???????????????114%,??????????????6,540.97????????????????169.14%;??????“?????”,????????,?????????

???????,????35?????????????????,????????,?????????40%,?????????90%;??10????;??????,????“???”??????,????????????6?????????????,8,127???????9,360????????????“??”?????,??????“??????????????????”????????????????445???????????

?????????? ????????

??,??????????????,??“???”????,????,????,?????

?,????????????,????????,??,?????????5,200???,??“??”???,?????????5,638??????“??????”;??;?????????????????????“??????”???????????,???30????“?????????????+????”???,??

??????,?????????????,????????,????????VIP????5,500.37??,???????????6.84%;?562.45?,??????13.34%?????,?????,????,????,????????;?????????????????????,??????????,????1,000???????,??????;??????????“?????????????”????????????,????????????????????????????????“????????+????????????????”?????????????,??????????????????????6?,??????29,293.40????????????,??????????????????2.47%,??????????,“1+N”????????,??????????????,??????“SPREAD”??,?16.01????,??48.08%,??????????(FPA)5.16??,?????????????????0.48????,???10.26%?

??????,????,????????,????,????????,??,?????????,??????????????????????,?????????,????,???! ????????????:?????