???????????3% ??????

????:???????????????:??98???

?11?????????????????22? (?????????????????? ?)??????????A????????22???(????)??,?????????????,???????,??????????3%,????3300???

??,??3267?????,?3.06%;????????????10438??,??????????????3.52%;????2175?,????????????3.99%?

????,??????,A???????????????????;???????????????,?????????????????,A??????????,???????,???????????????????????????????????????,???3300??,??????

????,?????A??,???????????,?????????????????1.95%,??????????A?????????????????,??????(?????10%)?

?????????????,?22?????,?????????????????,??,???(?????????) ?????????:???????????????????