???????????3% ??????

????:???????:????????

??11?????????22???????? (? ?????????????????????)?A?????22?????(????)?????????????????,??????,?,???3%,???????3300???????????????

?????????????????,???3267?,???3.06%;?10438?????,????3.52%;??????????????2175???????????,??????????3.99%?

????????,????,A????????????;????,????????,A????,?,????????????????,???????????????3300??????,?????????????

??,??????????????????A??,????????????????,???1.95%,??A?????????????????,????????????????????????????(?????????????????10%)?

????,?????22??,??????????????????????????????,????????????,???(??) ??:???????????