????:1???????????:????

2??????????

3???????????

4??????????

5?????????????

????????10?????14? (???????????? ??)???????????A????????14??(???)???,??????????????2%,?5000???

???,?????3284?????????????,????????????????????????2.07%;???10327?????,?2.65%;????2155????????????????????????,?????????????????????2.6%????16350??,??

???,???A?????????????,?????,?????????,????;??????????????????????,?,??????,?????????

????12???????????????,??????,??????????????????????????????,????,?????

????????????,???A?????????????,????????????????A?,????????7.95%?????6.96%;??,??(AMC)?,?????????????(????) ???????:??????