?? ?????????????????? ???????????
????:1????????????:???150???????
2????????????
3?????????
4??????????
5????????
???????????????
?????????????????? ???????????????(???????????)
?????????
10??????????25???????????,?????????????????????????????????,??,???????????????????,???????????,?????,????????????
“??,??”10????25????,??????????,????????,?????
?,????????????????????????????????????????????????????,??????????????9?????????????29??????????????????????????(?????????????????????????????????“????????????”)??????????,??????????????????????????????????
??????????????1500????,????????????
10??????????????????????26????,?,???????,????????4.45%?????????3.8%,???????3000????????????,?????????,?????????
?????,????(LPR)??????????????????,10??????????25??
???????????????,??2024?????10????????31???????????????????????????????????????????????????,???????????-30?????????????,?-30????????????,???????????????????????????
?,?????,?????????????????,?????????????????????
????????,10????????25???????,????,???????????“??”?,????????????????????????????????????10?????25?????????,??,???
??,???????????????????0.5?,???1500?,?5000??1.5?????????????????????????
“???????????,????????????????????????,??”???????????????,??????,?????,????????????;?,???????,?????????
???????????2021???????8????????,??LPR+60??????????????LPR??,???????????????????????????????,????????1.3???,?,??
10?????????25????,??????????????LPR-30?????????,?????????????????????????90??????????,????????????????1200?????????????,??????????1.5???????????“???????,‘???????????????????11’????????”???
?????,??????????????????????
?,2021???,??????????????????????80?????????????????????2?????????
??????????????????????????????????,??????,????10????????????10??12??????????,???,?,???????????????????????????????????????,?????????4.65%?3.55%,???1800?????????,????2??????????
????????,??????,????????,??,??
???????????????,???,???????????????????????????????????????????,??????????????????????????????????1?1?????????????,???????,??????????????????LPR?????
10??????????21?????????,?????????5??????????LPR?????????3.6%,????25?????????10????????????????21????10?????25????,?10??25???????LPR?3.6%,???????3.3%????LPR????,??,???
??????,?????????????????????????????2024?????????????11???1??,?????,??????,?LPR?,???????????
?????????,?,???????????10????????????31?????
?????????,??
“??,?????????????,??”10??????26??????????????????????,?,?????????????????????“????????????????”?????????????
???:“???????????LPR+70?????,?1?????????1??,??????????4.9%???????????3.9%,????600???????????????1??1?LPR?,????????????????????LPR????,?????3.3%,????1000??”
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??????????????????????????,??????,????????????,????????,??????????
????????????,10??9???????20%???,???????????,????????,??????????????,?,??????????
?????,?,??????????????????1500??????,?????,???????????,???????????????????????????,?????????????????????????0.5?,??0.2?????????????????,?,?????????????????,???????
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