????:1???????:??????

2???????

3????????????

4???????????

5???????

7????????22??????????,????,1????????????(LPR)???3.35%,5??????LPR????3.85%,??10????????????

????LPR??????????????????????????????2???,5??LPR???????25???????????????,???????????????5?????????????LPR???????????????35???????

???????????????????100??????????????????30????????????,??????LPR?????????????10????????????????,?????????57.3????,??????????30???????????2.1??????

?????????????,5????????LPR????5?????????????????17??????,???????????????????,???6???????????,???3.45%,????????????????????66????,????17???????,?????????

???????????,5???????LPR???35????,????,?LPR????,?,??????????????????????100?????30??????,??????????????????200??????????????,??7??????????????

?,??????????????,????LPR?,?????????,???LPR???????????

??2024????????????,??????,????LPR???,?????????????????????,??????LPR???,????,??,LPR??

“??????,????,LPR?????????????”??,LPR????????????????,??????????,?????????????

???????????,??????????(????????“???????????”)???????????????,???,??,??7????????????????????,??,??,????????????????,???7?????????????????1.8%????????????????1.7%??7??????????2023???8???????

??,7??????????????????????,????????????,??????????7?????????????????7????10???,???????????,?????????????????

?????

LPR???? ??

????????,LPR????,LPR?????????????,???????,?????,??????????,????????

1.????????

???,LPR??,?????,??,???????LPR????,??,????????????,??????????

2.??????????????

???,??,???????6??????????????????????,???????3.45%,????????????????66?????????????????????,???????????????17????,???????,5????????????????LPR???????????35??????,????,????LPR??????

3.????7?????,????????????

?????????????,????????,???????????,??????,?????????7????,????????????????????????,????;???????,??

??,??????????????,????,?????,??????7??????????,????????????????????????,??????????????;??,??????????????,??????????????????????????,??,???

??????????????????????,?????????,??,??????????????????????,?????????????????????????

???????????????????????????????????? ???:??