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???????????,????????,???????????????????????????2024??????,???????????????,?????????????????

“??????????,??????????‘????????’????????????????,?????”?????????9????????????????2??????????????

???????2024???????????

????????

?,??,?????????????????????,?????????????????,???????????????

??????“???”???????????????,?????????????,???????????????,???????,??,??

??,????????6?????????,???????40.29??,????????? 5.14%,??????1650?,?1.35%,???????????????19.25%,??????????????

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??????????????????????,?????4???,??????????????,??????????????,???????????????????

??????????????“??”????????????????????????????,??????????,???????,??????????ROA ?ROE?0.84%?10.82%,????????????????6????????,??19.25%,????????14.92%,???????????????????????14.01%,????????2023??????????

??2024???????????????????????????????????????????????????????

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???????????,???1???7?????????????,???2021?????100??????,????????????1.54%?

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???????????????????????,???????????,??308????,????????98%,?????

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2024??????????,????????“????”???,??????????????????????????????????????“???????????????”?????

??????????“????????”??????,?????????,???????????????,??????????“????”??????,?????6??????????????????,????????????????1.80?????????12.31%?

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