????:1??????????:?????

2??????????

3?????????

4???????

5?????????????

????11?????22???? (?????????????????? ??)??A???????????22??????????(?)??????????,??????????????????????,?????,?3%,??????????3300??????????????

???,?????????????????3267?,??3.06%;??10438????????????,??3.52%;???????2175?,??3.99%?

???,?,A????????????;???,??????????????????,A????,?????,???????????????????,??3300??????????????,??????????????????????

??????????????????,?A????????,?????????????????,??1.95%,????A???????????????,?????????????????????(?10%)?

???????????,??????22???,????????????????????????????,????,??????????(?) ?????????????:??????