????:1?????:?????????

2?????????APP

3???????????

4???????

5????????

??????????????????????????12?4?????? (?????????????????????????? ??)???????????????????????(Mark Watts)???,???

?????????????????????????10??????,??????????10.4%,????????????10??14%?

“??”,????????,?????????,?,???????????,??????????????????

?,??????????????1.25??????????????,??????,?????????????13%,???????????????????????

??????2024???«???????????????»,???,??20????????4%????????????,????????????

??????????????,????,????????????????????????,??????????????????90%???

?????????,?????????????????,????????????,???;?????????,??????,???????????????????????????????????

??????????????,?????????????,?????????????,??,?????,????????????,???,??????????????????????????,??????????????????

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???????????????,???????“???????”????,??????????,?????,??????????,????,??????????????“??”,??????????????????????

??????,????????????16?????????“??????????????????????”????????????,?????????????????????????,“????????????????????”????????????????,??????(??????????????) ???????????????:???????