????:1??????????:????V

2?????ktv???????

3????????

4?????

5???95?98??

???????????????1????31?? ????????:????????????(????????? SARB)?????????????30???????25??????????7.5%,????????2024????????????9??????????

??6???4:2??,?????,??

?????,??,??????????????????????????????????????????,?;??????“??,????”?????????????????????????????,??????????

??????????,???????,???????2024??????????12?????,??5%????3%,????????????,?15???????????????????????????,?????????????????,?????????????????????4.5%??????,??????

??????,????????,????????????????,?(?????????)??????

????????????????,????????????

???????,??????????40??????????????0.38%;????????????2.42%???????????????????10.575%?(????????????????) ?????????????:??