??????????1????4.9% ??19????

??????2??????????????21???? (???????????? ??)??(National Association of Realtors)????21?????????????,????????1???408???????,??????4.9%,????2%,????

??,1??????39.69????????,??4.8%,??19??????????????????,1????118????????????,?????????3.5%,??16.8%??????????????,?????????3.5???,????5????????????6????

????,?????2022???????,???????,?????2024?????????????????????406??,??1995????

?????????,???????????,???,??????,??“????”????????

??(Freddie Mac)20???????,????30???6.85%?????????????30?6.87%,??6.9%?

?????????,30????????2025????????????6%?????(??) ???:?????