????1??4.9% ??????????19????

????:??????????:???????????

????????????2???21??? (???????????? ??????)????(National Association of Realtors)??21???,????1??????408???????,????4.9%,????2%,????

??,1?????????????39.69??,?????????????4.8%,????19??????????,1??118??????,?3.5%,?16.8%??????????,????3.5????????????????????,????5??6??????????

?????????,?????????2022????????,??,???2024???????406????????????,??1995?????????????

??????,?,????,???,??“????????”????????

??(Freddie Mac)20?????,????????30????6.85%???30??6.87%,???????6.9%?

??????????????,30??????2025???6%?????(?????????????????????) ????????????:?????????