�??szsn??�

????:??????:??szsn??

?2??????????????????????????????????91??��??????,?????,???????????????????

???2?????????

�????????????????�??????????????????2?,??????5?????2?????????,?4??(????????),??????2??????????(5???????????1??2?)????????????11??????????????????13????????????

???????????????????????

?�??????�,????,????60?,???4??????1???????????????,?63???????;?????55??,??????4??????1???????,??????????????????58????;?50???????,???2?????1????????????,??????????????????55??

?????????????????????,????,???????1????1??????,??,????;????????????1?,???????,?,??????????2024??????5?????18??,??0.25?????????????????????????,5????(???????????5????)??????????5?????????????2.35%?????????????????????2.85%,5??(?5?)?????5?????????????????????????2.775%???3.325%??2024??5????18????,????2025???????????????1???????1???????

???????????63?

????�?�??,??60?????63??????,?????????60???????????63????

91???????

???????????�???????????????(2024?)�???????91??????,??3159???????????,???????????????????????91?????,?89??????/????,2??????,????????43???????

???????????

�????????�????,???????????????,????????,?????????????????????????,????????

??????

�?�?,?????????????,????,???,?????????? ??

(???????) ??:??????????????????????