??????????????4.36??

??2??????????????6?? (??????)?????????????6??????????????,??????,??4.36???,????????????5600????,?????????“????????????????”????????

?????????????,?????????,??????????,?????????????????,?????????????????,??????????????????????,???????????

??,??????????????,??????????3%???????????,?????????????????????????????????????

????????,????,?,???????????,???,??????????,??1000????19.4%?(?????????????) ??:??????????????