?? ??????3% ???????????
????:1????????:?????????
2????????
3?????????12????
4???????????
5????????
???????????11?22????????????? (?? ??????????????????)???????A?????????????22??????????????????(???)?,??????,?????????????????,?3%,???????????????3300?????????????
?????????????????,?????????????????????3267????????????,?????????????????3.06%;???10438???,??3.52%;?????2175??,??????????3.99%?
?,??,A??????????;????,???????????????,A??????????,????,????????????,???????3300??????????????,???
?????,????????A???,?????????????????????????,????????1.95%,??A????????,?????????????????(??10%)?
??,?22??,??????????????,????,??????????(??) ????????????:??