????:1???gm??:???????????

2?????????

3?????????

4???????????

5?ktv???????

???2??6???????? (???????? ?)????????????6??25???????????????,??????????4.5%,????????????????????????????????

???????????,?,?????????????????

????,?????7???2?????25????4.5%???????,????????4.25%?

????????11?????????????,??????????????????????3.7%??,???????2.8%???????????????,?????????2027??,?????2%?????????

??????????,???12???????????????2.5%,????????????????2%????????,???????????????,???(?????) ?????????????:???????????????