????:1?????:??????????

2??????100???

3???????

4??????????

5???????????

????????????????,?????????????????,????????

??????,??????????,?????12???,?????????41.5%,??500??,???????????????????????2.97????????????,??????????????242?????

????????,???????????+????????????????,???“???”?????,????,“??”App??“????????????????????????????”?????,??????????2024???????????????12????????????????????????????,??3000????,????1000???

??,?????????????????????????,???????????“????”????????7????,???,?????????????????,???????????,“???”App??1.5???????????????????????????????????????,????????,??????????“????”“??”“???????????????”“??”?

???????????:???“????”

???????????“????????????????”,???

?????????,???????????,?????????????,??,?????????,???????????????????????,????

????????????,????,????????,?????11????,??????????,????,????“?????+???+?????”???????????????????,?????????????2024???,“??”App??1800????????,???????????31%?

???????,????????“????”??,??????“????????????????”App?????????????????????????????????????B????

?????:??

??,????,?????“????”App??,???“?????????”“????????”“??”???“??”????????,????????????????????“????????????????????”????“????‘?????’???,??????????,?????,????????,???”????

??,????????,????????????????????????????+????????????“???”+????????+?????????????????????

???????????????,???????????????????????????,?????????????????????“??????”??????????,???????,???????????????????

??????,??????????,??????????????????????“?????????”?????????????

???,???????????????????,???“?????????”“??????????”;??,????????,??“??????”App??????????,?????????,?????,???????????????????25???????????

??:??????????????“??????????”?????

??,??????????????

??12????????????2??????????????????????????????????,????,???“????????????????”,?????????

???????????,?????“??”??,?,??????????

????,???????“1+3+N”????,???“??+????????????”???

???,??????,????“?+????+???????????????????????”??,????????+???,??????????+????,????

????????????:???

?????????,?????????“??”App,???????????,??“???????????”???????,??????????????????????????????????????????????????,????????????????“?-???-??????”?,??????????????????APP?ATM?POS???7*24???????,????????????????,????????????????,????,??????????????????????,?????????????,??????????????????,????

??????????????,??????????????????????????,????,?????????????,??????????????????????????????????????? ?????:?????