???????????:????????????12???,??????????????(12??1??)????????????,??????,?????

“??????????????????????”?????

???«?????????????????????»12?????1???????????????????????????,«????»????????????????????????????????????????????????????,???????????????;??“????”???

????? ?????

12????1????????????,????????????«???»????????«????????????»??????????????????,??????????“?”“?”??????????????????????????????:???????;????????;?????????????????,??

?????????????????

????12?????????1?????,«?»?????????,????0.5??????????????????????????????,???????????????????,???????????????1.5%,???1%,??????0.5%(???????????????)?

????

??????????????????????«??»,???????12???1????????????????????,?,??20%???????????????

??:????????? “??????”????

?? ????12?1????????? ????

????:1???????:?????????

2????????

3???95??98???

4???????

5?????

???????????:????????????12???,??????????????(12??1??)????????????,??????,?????

“??????????????????????”?????

???«?????????????????????»12?????1???????????????????????????,«????»????????????????????????????????????????????????????,???????????????;??“????”???

????? ?????

12????1????????????,????????????«???»????????«????????????»??????????????????,??????????“?”“?”??????????????????????????????:???????;????????;?????????????????,??

?????????????????

????12?????????1?????,«?»?????????,????0.5??????????????????????????????,???????????????????,???????????????1.5%,???1%,??????0.5%(???????????????)?

????

??????????????????????«??»,???????12???1????????????????????,?,??20%???????????????

??:?????????