?????????????

????:????????:??????????

?????11??????????????29????????????? (??? ????)??28?,??,?????

????????,??????2024????????????????6.55?????????????????,??2023??6.62????????????????????????2022?????????????7.24????

???????(Amanda Bryden)?????,??,?,?????????,???????,???????,??

??????2023?????????????????????8?15???????5.25%,?????????????????8?,???????????????4.75%??,??3.75%,????????????3.1%,2026????????????????4%?

??,??????????????,??39%????????36%,???????????????,?????????19%,??????????????22%?(?????) ?????????????:?????????????????