????:1???????????:????????

2????????

3???95???

4??????????

5????????

????????????:???????????12??????,?????????(12??1????)????,??,???

“???”?????????????????

????????????«????????????????»12?1????,«?????????????»??????????????????????????????????,???????????????;??????????“????”?????????????????????

????? ?

12???????????????1?????????????????????????,?«??»?????«??????????????»???????????,?????????????“?????”“??”??????????????????:??????????????????????????;?;???????????????????????,????

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???????????12????1?,«???????????????????????????»????????????,??0.5????,???????,?1.5%,???1%,????????????0.5%(????)?

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???????????????????????????????????«?»,???12?????1??????????????????????????????????????,??????,????????20%????????????????????

??:??