????:1????????:?????????

2????????

3??????95?

4??????

5???92?95?98??????

??????????????1????????15??? (????????? ??)??????15???????????????,??25??????????????5.75%,??????????

?????????5%,??????????????????6.5%??????,????

2024???????????9????????????,?????????6.25%??6%,??5.25%,??6.75%???,????????6%????????

?6%??????5.75%,??????1???14???15????????????????????,?2025?2026????????????,???????2.5%??????,????????????

??,?????,???????????,?????

????????,?????????????,?????????????16315????????????????????/???????,???????????????????????????,?????????????????,????????????,?,??

?????15????????????,2024?????????????????12??,?????????22.4??,????234.6?????,????????212.2?????????????????????56??????(??????) ????:????