??????????????4.36??

??2?6?? (??????)??6?????,??????????????,??????????4.36????????????????,?????5600????,????????“?????????????????”???????????

???,?????????????,??????????????,?????????,???????????????,????????????????????????????,?????????????

??????????,?????????,????????????????????????3%??,?????????????????????????????????????

???????,????,???,???????????????????????????????,?????????,????,??1000??????19.4%?(??) ????:????