????:1?????QQ?:??????????

2?????95?

3????????

4?????

5?????

?????????2????19? (?? ??)??????19?????,??5.75%????????,??5%,??????6.5%?

????????1?????????15??????????,???25??5.75%,????????????????5.75%??,???????????,?????????

????????????,??2025???2026???????,????????????2.5%±1%?????????,???????????,????????,??

????????????????,???????????????????????,????????????,???????????????????????????????,?????????,?????,?????????????????(?????????????) ???????????:????