????:1?????????:??????

2????????

3???????

4?????90????????

5???????

??????????????????????????2???13?????????? (??????? ?????????)??????13???????,?????????5.75%??????????,?????????5.25%??6.25%?????????

??2024??????????8????,??????????????????????29???????????????????,????????28????????????????25??5.50%??????????????«?????????????????»??,????,??,??????????????????

?????,??13??????????,??????????,?????????

?,??12??????????????????????,2025?????????????????????3.4%?3.5%,?????????2026?????????3.7%????,2025????????2026???

?,???,??,????????????????????,?????

?,?????????,???????,??????,?????????(??????????????) ?????????????????????????????:?????????