??,????????????: ?????!

??2???18???? ??,???????????????????????????18????????????????????,?0.25%,??,???

?????,?,?????????????0.25%,????????4.1%,???????2020?11????

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?????????????????,??????????????????????“???????????????????”??????????,??“????????????????”?

????,???2022?????????????????????12???????????????????7.8%??2.4%,????????,?????? ?????:????????