????:1?????????:?????500??

2??????????????

3?????????

4?????????

5????????

???????2???????21?????? (?????? ???????)??(National Association of Realtors)???21??,??????1????408????,???4.9%,????????2%,?????

?????????????,1??39.69??????,?????????????4.8%,????19???????,1????????118????,???3.5%,??16.8%?????????????,?3.5???????????,???5????6??????????

?????,????2022??,?????????????????????,????2024???????406??,????1995?????????????

?????????,???????????,??,????,?????????“??”????????

??????????????(Freddie Mac)20??,????????????30?6.85%?????????????30????6.87%,????????6.9%?

???,30????????2025??6%??????????(??) ???:?????????????