????:1?????????????:??92?95?98??????

2??????

3??????

4?????qq

5??????

???????????????1???????30???? (??????? ????????????)2025?????????????29????????,?????????4.25%????????????????????4.5%???,?????????2024??????????????9?????????????????????

???,?????,???,??????????????????????,??????????????

?????????,???,????“??”????????,????????“?????2%??????????”?????,????????“??”???????

?????????????,???????????,??2%??????????“????”?????,??

????????????,?,????????????,????2%?????????????????????????????,???????????????“??????????,?????”?

??????,????????“?????,???????????????????????????”

??????,??????????,?????,????????????????

?,??????????

??????????????,???????????????????,?????????????????,???????????????,?????????????,???????????????,?????????????????????????????,?6?????????????12?25????????????????,??????????????2026?????????,???3.5%??????????????3.75%?

???,?????,2025????????CPI??????3%;?????,???????2025????1?2????????????????,??????????1??????????????,?3?????

“?????????,?????????‘????????????????????????’,???”??????????????,?????????,?????????????????“???????”,?????????????,???????????????

????,???????????????????,????,?,????3?????????,3??????????????????,??????(????) ???????:?????????????