????:1???????:??????

2??????

3???????

4???????

5??????spa???

??2??21????????? (?? ????????)???(National Association of Realtors)???????21???,?????????1????408???,???4.9%,?????2%,?????

??,1????39.69?????????,?????????????4.8%,??????19?????????????????????????,1??????118??,????3.5%,???????16.8%???,??3.5???????????,?????????5??6??????????????????????

???????,???2022????????????,????,???2024????406??,????1995?????

???????????????????,????????????,????,??????,?“?”???

???????(Freddie Mac)20????????,???30?6.85%??????30??????????????6.87%,????6.9%?

??,30??2025???????6%?????????(????????????) ??????????????:?????