??????????????4.36??

??2??????????6????????????? (?????????????)???6????????????????,????????????,?????????4.36????????????,??????????????5600???,????“???”??????????

??,????????,?,??????????????,?????????????????????,????????????????????????,??

??????????,??,????????????????????????3%???????????,????????????????????????????????

??,?????????,?????,???????????????,???,?????,????????????????1000???19.4%?(?????????????) ?????:?????