????:1???????:????

2???????????

3?????????????

4?????

5????????

????????????1?31????????????? ???????????:?????(?????? SARB)???????????????30??????25??7.5%,????2024????????????9????

?????????????6??????4:2?????????,????????,???????????

????????????,??????,????????????????,??????????;?“??,?????????????????????”??????,????????????????????????????

?????,??????????,????????????????????2024??????????????12?,???????5%?????3%,???????????????????????????,???????15????,??????,????????????4.5%?????,???????????

?,?????,????????????????????????????,?????????????????(???????)??????

??????????????,???????????

????????????,??40???????????0.38%;??????2.42%????10.575%?(?????????) ?????????????????:???