????:1??????????:????300??????

2?????

3???????

4?????????

5??????

???????2??21?? (?? ??)????????????(National Association of Realtors)?????????????????????21????,????????1???????408??,??4.9%,?????2%,??

??????????????,1?????????????39.69??,???????4.8%,??????19??????????????,1????????????118????,?????3.5%,????16.8%????,??3.5???????????,??5???6????????????

????????????,???2022????????,??,?????2024?406??????,?????????1995?????

???????????,?????????????,????,????,???“??”?????????

????(Freddie Mac)20?,????????????30??????6.85%????30???????6.87%,??6.9%?

???????,30????????2025????6%????(????) ??????????:?????????????