????:1???????:???????

2???????

3??????V

4???????

5????????

??????????11????22?????????????????? (??????????? ??)?????A????22?(?????)?????,??????,???????????????,???????????????3%,??3300?????????

????,?????????????3267??,??????????????3.06%;????????10438??,???????????3.52%;?2175??,??3.99%?

?????,????,A??????;??,???????????????????????????????????,A?,?????????????????,????,?????????3300?????????,?????????????

??????????????????,???????A??,????????????,???????1.95%,??????A?????????,???????????????????(??????????10%)?

?????????????????,?22????,?????????????????,?,??????????????????(?) ????:???????????