�?????????�

????:???????:?????????

???????12?????????????????20??????????????? (????? ?)20???,????????????????(LPR):1????????????????????LPR?????????????????????3.1%,5?????????????????????????LPR???????3.6%,??????????????????????????????????LPR??????�??�?

????12???????????????LPR???????????????????????????????,??,???LPR????????????????????,12??,?????????7??????????,10???????????????LPR??25??,???????,?????????????12??,??????LPR????

?????????????,�????��?�?

?????2025???,??????,??,????,????????????LPR?;?,?????????????,????????????,????????????????????????

??,????,????????,?,?????,?,??????,??????????????????????????????????????????LPR???????(???) ????????:??????????