?????????????

????:??????????:?????????????

?11???????????????29??????? (?????????????? ??????)?????????????28????????????,??,?????????????

?,?2024?????????????????6.55???????????????,?????????????????????2023??????????????6.62?2022???7.24????

??????????????(Amanda Bryden)?????????????,???????,????????????????,?????,????,????????,?????

??2023??????8???????15????????5.25%,??8?,?????????????????4.75%???,????????????????3.75%,??3.1%,2026?????4%?

??,??,??39%????????????????????????36%,?????????,?19%,????22%?(??????????????) ?????????????????:????