????????? ????“???”??????

????1????????????23??(????)23????,??2025????????????????,2025??????“4???????????”??????????,??????,????????,?????????????,???,????????????“8+4”???,????????????????????

???????????,??????????????????,2024?????,?????????????7.5%?2025???????,??????????????????????,???????????,?????

“2025?????????,???????????,??,????????????????????????????‘4?????’?”??

??,2025????,??,??????;?????????????????????????????,?;??“??????????????????????”??,??500???2000????????????????,????1000?????????????

?,2025?????????????6%????,???6.5%??,“415X”?????????9.5???(??????????,????)?

???,???????????2024????,????????????3.4????????,?????????4,??????4%?2024??,????????,?????158???????????,??6000??????????????900?????????

“2025?????,?????????????,????????????”????????????????????,??“????????????????????”????????2000??,???,??????????????????????

???,????????,????“????”????,2025??????1000????10000????????????????????,?????????????????“???????????????”?????????,?????????????????,??????????100??????????

??????????????“??????????+?????+??”??,????,??????????,???????500???????????????,??????

??????2024?????????,????????????????,???????????2.06????????????,??????????????????????,????

“?????????????????,????,????,??????????????‘????’??????????‘????????’????????,??????”?????????????????,???????????????REITs(??)???????,???????????????????????????????????,?????

??????????????,2025???“8+4”???????????,??“???????????????????????????”????????,??“???”?(???????????????)